Your financial glow-up starts here

The complete money management solution with AI budgeting, budget sharing, and advanced analytics. Everything you need to master your finances. From only $1.54/week.

4.9 rating

Free trial available

Payd dashboard showing expenses, budget tracking, and analytics

Budget saved

+$234.50

This month

On track!

Smart design, powerful features

Clean interface so you can focus on your money, not on the app.

Flexible and automated

Smart Budgets

Let Payd auto‑allocate your income, track what's left to spend, and see how changes affect your savings.

50/20/30 needs/wants/savings
Zero-based budgeting
Goal-based planning
AI-assisted budget amounts

Ready to try Payd?

Download Payd

Everything you need to master your money

Budget, track spending, and understand your money—without the clutter.

AI-Powered

Screenshot Import

Screenshot a transaction and AI extracts the details and categorizes it. No manual entry.

AI-Powered

Bank Statement Import

Upload a PDF or CSV from your bank and we import and categorize all transactions.

AI-Powered

Smart Budget Allocation

AI suggestions that learn how you spend and get better the more you use them.

Multiple Budget Types

50/20/30, zero-based, goal-based, or create your own. You choose.

Budget Sharing

Share budgets with family or roommates. Set view-only or edit access per person.

Advanced Analytics

Charts and trends so you can see where your money goes and spot patterns.

Net Worth Tracking

Track net worth over time with all accounts, balance history, and growth over time.

Goal Planning

Set goals, track progress, and get reminders so you stay on track.

Receipt Attachments

Attach receipt images to transactions for reference and tax time.

Tax-Deductible Tracking

Flag tax-deductible transactions and export reports for tax season.

Unlimited Accounts

All your accounts, cards, and cash in one place. Multiple currencies supported.

Custom Categories

Make as many categories as you want—emojis and colors included.

Recurring Payments

Track subscriptions and recurring expenses with reminders so you don't miss payments.

Debt Management

Track what you owe or what others owe you, set due dates, and monitor progress.

Smart Search & Filters

Search and filter by date, category, or amount—find anything in seconds.

Data Export

Export to CSV or a nice PDF whenever you need your data elsewhere.

Multi-Language

English, Spanish, and Russian for now—more on the way.

Private Transactions

Mark transactions as private so they stay hidden when sharing a budget.

Biometric Security

Lock the app with Face ID, Touch ID, or a PIN. Your data stays private.

Dark Mode

Light and dark mode that follow your device setting.

Frequently asked questions

Common questions about Payd.

Screenshot a transaction from your bank app or receipt and we extract the details, or upload a bank statement PDF/CSV for bulk import. The AI gets amount, date, merchant, and category, and learns from your corrections over time.

Yes. Share any budget with as many people as you like and set view-only or edit access per person. You can also hide specific transactions from shared views.

50/20/30 (needs/wants/savings), zero-based, goal-based, and fully custom. Use one or combine them depending on what works for you.

We track your account balances over time and build a history. You get charts showing how your net worth changes, can compare periods, and we handle multiple currencies. All your accounts, investments, and debts in one view.

Yes. Flag tax-deductible stuff as you go, attach receipts, and when tax time comes export PDF or CSV reports with summaries. Easy to hand to an accountant or use yourself.

We take it seriously. Your data is encrypted, and you can lock the app with Face ID, Touch ID, or a PIN. We don't sell your data. You can also mark individual transactions as private so they stay hidden in shared budgets.

Yes—170+ currencies. Add accounts in different currencies, pick your default for display, and we handle the conversion. Works great if you travel or have accounts abroad.

7 days with full access to all features: AI import, budget sharing, unlimited accounts and budgets, analytics, net worth tracking, and exports. No card required.

Yes. Upload a PDF or CSV and we extract and categorize all transactions. The AI learns from your corrections. Useful for catching up or reconciling accounts.

Add any repeating expense or income (daily, weekly, monthly, yearly). We create transactions when they're due and send reminders. Useful for subscriptions, rent, salary, and similar.

Yes. Add transactions, check budgets, see your data—no connection needed. When you're back online, everything syncs.

English, Spanish, and Russian. More languages are in the works. The app uses your device language by default.